Convenience fee
Add a small, disclosed fee to offset card costs on web, phone, or select in-person flows.
Zero fees. Full control.
Run Your Business. Keep Every Dollar.
Choose your path — Convenience Fee, Dual Pricing, Surcharge, or Cost Plus. AMG handles setup, receipts, signage, and compliance so you can focus on growth.
- State & card-brand compliant
- Fast activation
- 24/7 live support
- POS, mobile, e-commerce & invoicing
Zero-fee options that match how you sell
Convenience fee • Dual pricing • Surcharge • Cost Plus (interchange pass-through)
Dual pricing
Show cash and card prices up front. Customers choose; your margin stays protected.
Surcharge
Credit-only fee (debit exempt) within card-brand caps and state rules. We handle notices & registration.
Cost Plus
Wholesale interchange + a small fixed markup. Predictable and transparent for growing businesses.
Tools that make zero-fee painless
Start with one. Add more later. Everything stays in sync.
AMG Point of Sale
Countertop, handheld, and mobile—configured for zero-fee programs.
- Fast checkout with modern terminals and customer-facing screens.
- Inventory, reporting, staff controls, and digital receipts built-in.
- Dual pricing / surcharge receipts & signage set up for compliance.
AMG Payments Integrations
Embed payments in e-commerce, software, and custom workflows.
- Unified APIs & plug-ins—launch in days, not months.
- Subscriptions, saved payment methods, and real-time health checks.
- Checkout rules for dual pricing, surcharge, or convenience fee.
AMG Payment Gateway
Virtual terminal • Customer vault • Recurring billing • Hosted page
- Authorize, capture, void, refund—right in the browser.
- Tokenized vault for secure repeat billing + automated receipts.
- Hosted checkout links with consistent zero-fee logic.
AMG QuickBooks® Invoicing
Sync, automate, and get paid faster—no double entry.
- Two-way sync of invoices & payments; client self-serve portal.
- Smart reminders reduce DSO and improve cash flow.
- Invoices/receipts formatted for zero-fee compliance.
Quick pricing guide
We’ll recommend the best fit after a short call.
| Model | How it works | Compliance notes | Best for |
|---|---|---|---|
| Convenience fee | Small fee added to card payments to cover costs. | Channel rules; disclose on page & receipt. | Service, gov’t, tuition |
| Dual pricing | Show cash and card price; customer chooses. | Signage & receipt formatting required. | Restaurants, retail, fuel |
| Surcharge | Credit-only surcharge (debit exempt) within caps. | Registration & notices; state limits apply. | B2B, professional services |
| Cost Plus | Wholesale interchange + small fixed markup. | Transparent statements; all channels. | Experienced SMB, B2B, higher volume |
Typical Cost Plus example: Interchange + 0.10% + $0.10 per transaction (Amex +0.20%).